Payoff Strategies
Ready-made plans to pay off your loan faster. Pick a strategy, see the full breakdown, then tweak it to match your situation.
Home Loan / Mortgage
30yr loan, finish in 20 years
BasicA balanced approach — save 10 years of payments with a manageable monthly increase.
30yr loan, finish in 15 years
ModerateCut your mortgage in half. A serious commitment that saves massive interest.
10% EMI increase every year
ModerateAs your income grows, increase your payment by 10% annually. Painless acceleration.
1 extra EMI every quarter
ModeratePay one additional EMI every 3 months. Simple rule, powerful results.
30yr loan, finish in 10 years
AggressiveOwn your home in a decade. Requires significant extra payments but saves the most.
Personal Loan
5yr loan, finish in 3 years
ModerateCut 2 years off your personal loan and save significantly on high-rate interest.
20% EMI increase every year
ModerateHigh-rate debt deserves aggressive payoff. Increase EMI 20% each year as income grows.
5yr loan, finish in 2 years
AggressiveAggressive payoff for high-interest debt. Get free in just 24 months.